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15 Cheapest Places to Live in Florida

Everyone wants to live in a neighborhood where they feel comfortable, where unemployment is not a problem, and where they can easily reach grocery shops, restaurants, entertainment, leisure, and medical services, among other amenities.

No matter where you are in life, you may discover a place that is right for you in Florida.

You’d be hard-pressed to find a neighborhood you don’t adore, from budget-friendly apartments near a vibrant nightlife to lazy beaches ideal for retirees.

The Sunshine State has plenty to offer everyone and here are the 15 cheapest places to live in Florida:

1. St. Petersburg

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St. Petersburg should be your destination if you’re seeking excellent weather and loads of sunshine. St. Petersburg, which has exciting nightlife, holds the record for having the most days with sunlight in a row.

The work prospects are many and the area is home to numerous expanding Fortune 500 corporations. All year long, new people are hired at an average salary of about $110,000.

In the state, St. Petersburg has the second-highest average pay. St. Petersburg is a unique discovery with its startlingly low median home price of $154,000. This city is a haven for environmentalists, with initiatives for recycling, water saving, and tree planting.

You may volunteer for a variety of local groups that work to protect not only the area but the entire world. The clean city is renowned for its crystal-clear waterways as well as its fuel-efficient engineering.

White sand beaches in St. Petersburg stretch as far as the eye can see from coast to coast. The thrifty tourist may also find various nearby parks and reasonably priced eateries.

2. Milton

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Milton, dubbed as Florida’s “Canoe Capital,” has a population of slightly over ten thousand people and a typical house price of $135,000. In the Florida Panhandle, Milton is located close to Pensacola’s north.

Several streams may be explored in this attractive city like Coldwater, Sweetwater, and Blackwater are among a handful. The town itself is even directly traversed by a few of the streams.

With a rich history and culture, Milton is a highly diversified town. There are always job possibilities and lots of activities to keep the family occupied because of the area’s variety of fascinating attractions.

Milton has a superb educational system and a low crime rate compared to the rest of the country.

In addition to being less expensive than most of the cities in the state, this community has a lower cost of living than the national average.

There are always clubs, restaurants, and taverns open on the weekends to keep you entertained thanks to its bustling nightlife.

3. Live Oak

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The lovely location of northern Florida where Live Oak is situated offers many job prospects in the agricultural, forestry, and technological fields.

The typical property price in this little hamlet of fewer than 8,000 people will more than spark your attention despite the median household income, which is only $40,000, appearing to be modest.

Live Oak is one of the least expensive areas to reside in Florida as a result of the low housing costs. Families in Live Oak frequently own their houses and enjoy a suburban lifestyle. For the state of Florida, the public schools in Live Oak are also above average. 

This low-crime neighborhood is ideal for starting a family or retiring with all the benefits of living in a larger metropolis. Live Oak has a vibrant downtown with a variety of eateries and specialized stores.

The 90-acre Heritage Park and Gardens are located on the eastern edge of this lovely town. Special occasions are hosted in Heritage Park, such as Christmas at Heritage Park and the Civil War Reenactment, which takes place every November.

4. Coconut Creek

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There is no place more diverse and modern than Coconut Creek. With slightly over 60,000 residents, this well-situated town has plenty to offer everyone, regardless of their financial situation or life objectives.

Even the pickiest eaters will find plenty of selections at restaurants that are close to one another. It is referred to as the butterfly capital of the world and is home to the biggest butterfly aviary on earth.

Every time you visit the aviary, you are guaranteed to enjoy a breathtaking spectacle thanks to its more than 20,000 specimens. Condos in this lovely neighborhood near beaches on the east coast are available for around $100,000, making it one of Florida’s most cost-effective locations to reside.

Because of its multicultural population, which comes from all over the world, Coconut Creek is like its own little melting pot.

Early retirees who want to remain involved in the community and work part-time will find Coconut Creek to be the perfect place because of its low crime rate and abundance of employment possibilities.

5. Cape Coral

With approximately 400 miles of canals, this unassuming village can boast of having the most canals in the world. Many freshwater and ocean places are accessible to boaters and fishermen.

Off the shore of the Gulf of Mexico, in Lee County, sits the city of Cape Coral. This city, which has a $180,000 median property price, has a lot to offer. Cape Coral only has one beach; however, there are other beaches on the Gulf of Mexico within 15 miles of the city.

Additionally, the city has seven golf courses and more than thirty recreational areas. This lovely city offers a wide variety of natural parks, state parks, and nature preserves to visit if you’re searching for a more environmentally conscious way of living.

These stunning parks provide a wide range of activities for those who care about the environment and love camping, hiking, native plant gardens, and nature talks that highlight the local fauna.

The city is especially well-known among bird enthusiasts for its abundance of animals and burrowing owls, which make up the majority of the state’s population. You may observe manatees and ospreys in their native environments by going to Sirenia Vista Park.

6. Edgewater

Edgewater might provide you with that hometown sense if you’re wanting to retire and want to live somewhere with a small-town ambiance.

Edgewater, which has a population of around 20,000, is one of the safest communities on the East Coast and is just one hour from Daytona Beach and Orlando.

There will be options for every taste, from 5-star restaurants to small-town cafés. Homes in this lovely neighborhood range in price depending on location and size. In general, a modest house costs between $50,000 and $100,000.

You may be confident that you will never have trouble obtaining work prospects. There are several parks and a lovely river walk for the adventurous to use for riding, strolling, or running.

There are hiking paths in the Merritt Island National Reserve, or you may access the waters by boat, kayak, or canoe. For birdwatchers, there are several hundred distinct species of birds.

Turtles, alligators, and even some manatees have been spotted playing on the shore. Edgewater has you covered for whatever it is that you feel like doing.

7. Gainesville

Gainesville, Florida should spring to mind when you picture a classic, lively, and intriguing college town. The University of Florida embodies what a college town should be like.

Gainesville has a young, sociable population, but it also has a lot to offer those looking for a more tranquil start to their new Florida lifestyles. It not only provides economical accommodation, but the renowned butterfly rainforest is also accessible on foot.

The Florida Museum of Natural History is also on the property if you decide you don’t want to appreciate the flap of wings. Gainesville has a thriving nightlife like that of a college town, so there is never a shortage of activities to be enjoyed.

Gainesville’s attractions include hopping nightclubs, delectable cuisine, and a football team worth your Sunday afternoons.

The nearby Matheson Museum has a historic collection of postcards, while the Harn Museum of Art proudly displays a wide variety of Asian and African American art.

8. High Springs

High Springs is one of the nicest locations to reside in Florida’s Alachua County. High Springs, which has a population of fewer than 6,000, provides a tranquil small-town environment while being close to larger cities with all the conveniences one might need.

The median property price in High Springs is under $152,000, yet the median income is high. This area is perfect for a family looking for fantastic Florida weather at a local price.

Because of the town’s diversity, excellent public schools, and low crime rate, you won’t have to worry about your safety.

Outdoor enthusiasts will find several different natural settings to explore, such as Gilchrist Blue Springs Park, which offers its tourists 250 acres to discover.

The waters at Gilchrist Blue Springs Park are renowned for being incredibly pure, and the park’s quarter-mile boardwalk makes it easy to see why.

You may canoe or tube down the lovely lake if you’re feeling a little more daring. Simply unwind and enjoy a picnic or a tranquil ramble around the paths.

 9. Brevard

The city of Palm Bay, sometimes referred to as the “bass fishing capital of the world,” is situated in the county of Brevard in central Florida.

Palm Bay, which has a population of over 120 000, is one of the Florida communities that is expanding the quickest.

Jobs in the technology and communications industries are available in the region. Palm City is well-regarded in the educational system and provides a range of activities for both kids and adults.

In this burgeoning area, the typical property price of $153,000 is an absolute deal. The majority of people who live in Palm Bay own their houses, giving the city a slightly suburban atmosphere.

The city has reasonable property taxes and a cheap cost of living. The Turkey Creek Sanctuary is located here, and there are many different things to see and do, such as a fitness path, a butterfly garden, and lots of places to stop and have a picnic.

Turkey Creek, which has 130 acres of wildlife, offers the chance to see manatees, alligators, otters, or even garfish. Admission to the Park is free every day. Service animals are also welcome at Turkey Creek.

10. Kissimmee

Kissimmee is a city located on Lake Tohopekaliga’s northwest shore. It is well known for being adjacent to several entertainment sites in the region, notably Walt Disney World.

Kissimmee Waterfront Park offers something for everyone at a reasonable price with its plethora of walking trails, fishing spots, and play spaces. If you’re searching for lots of family-friendly activities or are just ready to retire and travel, Kissimmee should be at the top of your list.

Kissimmee, which has a population of around 75,000, is expanding and provides a wide range of job possibilities. The city has an above-average school system and is a wonderful place to raise a family.

Twenty-two golf courses and several activities for people of all ages can be found in the city to keep golf enthusiasts occupied. Kissimmee, which means long water, is named after the Kissimmee River.

Shingle Creek, which flows through the community, offers a tranquil adventure by canoe, kayak, or paddleboard through the city’s ancient waterways.

 Kissimmee has one of the fastest appreciation rates of any city, and its typical house price of roughly $275,000 makes it a tempting option for anybody searching for a long-term residence.

11. Delray Beach

About 70,000 people live in the stunning coastal hamlet of Delray Beach, which is also part of Palm Beach County. In this location, the median cost of a property is $145,000.

Delray Beach is the perfect place for everyone who wishes to take in the fantastic salty air since it has two miles of public beach access. This multicultural area is renowned for its vibrant communities that are suitable for various lifestyles.

The Avenue in downtown Delray Beach is a popular destination for a day of shopping or an evening stroll thanks to its brick-paved pathways shaded by palm and oak trees.

Along with several eating options, fashion stores, and art galleries are available. The one-of-a-kind Morikami Museum and Japanese Gardens are available in Delray Beach.

Six real gardens, each inspired by a distinct era and style of Japanese gardening, are available at this museum. If you enjoy the outdoors, the fifty acres that makeup Wakodahatchee Wetlands will provide you with a wealth of animals.

12. Vero Beach

Vero Beach, Florida, which is located across from the Indian River lagoon, is the second-strongest real estate market in the nation with typical property prices starting at $210,000.

The McKee Botanical Gardens are located just outside of Vero and are home to a variety of tropical plants, animals, and water lily enclaves.

Vero Beach, which is well-known for its spotless beaches and fantastic shopping, is the residence of some well-known celebrities.

This area has been termed the working man’s Hamptons and is hailed as a retreat for individuals seeking a calm existence.

For those who enjoy the outdoors and birds, Pelican Island National Wildlife Refuge provides a fascinating look at the numerous bird species that can be found in Florida.

The Environmental Learning Center, which is situated on a 60-acre tract, offers activities for people of all ages.

You can easily find yourself spending hours admiring Vero’s distinctive environment thanks to its interactive exhibits and lazy lagoon.

Vero is notable for the Seagrape Trail in addition to having other conservation initiatives in action.

13. Pensacola

Pensacola has a population of 60,000, yet you’d never know it from the attractiveness of the small-town atmosphere.

Pensacola is among Florida’s top 5 locations to reside in because of its vibrantly colored waterways. A typical house costs around $200,000 to $300,000.

Anyone wishing to migrate to the Sunshine State can find an affordable house plan in Pensacola.

Pensacola is home to the West Florida Hospital, a facility that has won several honors for its exceptional treatment, so if you’re searching for a perfect spot to retire but are worried about health difficulties, Pensacola is a great option.

There are several historical sites and museums in the city. Built-in 1932, the Historic Crystal Icehouse was named one of Pensacola’s “7 wonders” by the locals in 2007.

Visitors to the historic Arcadia property may experience what life was like for Floridians during the Great Depression. When you move to this charming town, you won’t have to travel far to get fantastic shopping.

There are several independently owned restaurants in Pensacola that provide anything from freshly fished food to traditional cuisine. Living in Pensacola is a dream thanks to the vibrant feeling of community and friendship.

14. Pompano Beach

Pompano Beach is the ideal location for the younger demographic and is located along the stunning eastern shore.

Housing is a deal, making Pompano Beach one of Florida’s least costly cities to live in, with a typical property price of about $165,000.

A wonderful way to spend weekends and vacations is on the more than three kilometers of public beach. All types of individuals are drawn to the vibrant nightlife. There are plenty of things to do in Pompano Beach.

There is always something to keep you occupied, from fishing and surfing to live outdoor festivals. The Pineapple Jamboree, which takes place in the spring each year, is the place for you if you’re daring and want to try something new.

This distinctive event, which pairs locally brewed beer with tropical cuisine, pulls the neighborhood together each year for an unforgettable experience.

Pompano Beach has established a reputation as an emerging hotspot for new homeowners searching for an inexpensive option thanks to its vibrant political environment and rich historical background.

15. Tampa

Timber Pines, a Tampa suburb, is the ideal place for the tranquil nomad since it has a low crime rate and a small-town atmosphere.

This exclusive neighborhood, which is ranked among Florida’s top 20 retirement communities, has a country club feel that makes residents feel right at home.

For a retiree wishing to unwind, this debt-free gated community is ideal since it has golf courses, a private clubhouse, a pool, and contemporary facilities. The average home in Timber Pines costs $215,000.

This gives you access to a highly sought-after area. With the renowned Weekiwachee preserve next door, it is close to both delicious restaurants and breathtaking views.

There are many places to visit and activities to do along the coast for romantic day excursions and enjoyable family adventures, all of which are within 30 minutes of Pine Island.

You have a variety of options with Tampa, a busy metropolis, about an hour away. There are plenty of events and activities to keep your hectic schedule full.